I’ve seen this happen so many times. Someone in their 20s or 30s starts investing, but because they’re scared of the stock market, they go straight for the most conservative investments — GICs, money market funds, cash-heavy portfolios — thinking they’re playing it safe. But here’s what I need yo...

When the stock market is down, it’s easy to feel like the smart thing to do is sit on the sidelines and wait for things to get better. But let me tell you something that might surprise you:The people who build long-term wealth don’t invest based on feelings. They invest based on consistency. Ther...