Don’t let a bad market scare you out of building wealth

When the stock market is down, it’s easy to feel like the smart thing to do is sit on the sidelines and wait for things to get better.

But let me tell you something that might surprise you:
The people who build long-term wealth don’t invest based on feelings. They invest based on consistency.

There’s a name for this strategy: Dollar Cost Averaging.
And it’s one of the simplest ways to grow your money without having to time the market.

Here’s how it works:

Let’s say you invest $500 every month.
If a stock is $50, you get 10 shares.
Next month, it drops to $25, now you’re getting 20 shares for the same amount.

Your average cost goes down when the market is down, which means that when the market eventually goes back up (and historically, it always does), you’ve built way more value over time.

It’s like shopping for investments on sale, and who doesn’t love a good sale?

So no, you don’t need to be an expert.
You don’t need to wait until the market recovers.
You just need to show up consistently, especially when it feels counterintuitive.

That’s how wealth gets built quietly in the background.

If you want help building a money system that makes this kind of investing automatic, even if you’re starting small or with zero knowledge, come join me inside the Surplus Stack Society.

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