Before I get into it, do I have permission to drag you? Lovingly, of course.   If you’ve been learning about investing, by now you probably know that ETFs are the way to go.   But after reviewing hundreds of portfolios, I’ve seen a lot of investors, even the so-called seasoned ones, make the same...

A lot of newbie investors tell me, “I just have a low risk tolerance.” But here’s what I’ve learned: most of the time, that’s not actually true. What’s happening is that you’re trying to make long-term investment decisions without short-term clarity, which makes everything feel risky.   Here's wh...