The $50 rule that helped me stop overspending

There’s one simple rule that helped me stop spending money on things I didn’t actually care about:

If it costs more than $50, I have to use it more than once.

That’s it.

Because a lot of times, we’re not overspending on essentials — we’re overspending on convenience, quick highs, and one-time things that never get touched again.

A dress I’ll only wear once.
A skincare product I won’t commit to.
A trendy course I’ll never finish.
That $70 thing that sits in the corner for six months collecting dust.

Now, before I buy anything over $50, I pause and ask:
Will I use this more than once?

Is it adding real value or just short-term dopamine?

This one filter shifted everything. It gave me back control without making me feel deprived. And the best part is that It has helped me create a consistent surplus in my budget without needing to earn more or cut out joy. 

This is just one of the habits I share in Step 2 of the SURPLUS method where I teach you how to free up 30% of your income and use that surplus to build a life of ease, growth, and financial breathing room.

If you’re tired of feeling like your money disappears before you even enjoy it, Join the Surplus Stack Society and start spending with intention.

Yours Truly,

Eduek 🦢